Nexo has greater than doubled its personal shopper base for the reason that begin of 2025, citing rising demand amongst high-net-worth people and household places of work for tailor-made digital asset options.
Zero-Curiosity Crypto Credit score and Customized Borrowing Gas Nexo Personal Enlargement
Nexo, the digital asset wealth platform, which manages over $8 billion in belongings, reported a 136% improve in Nexo Personal purchasers year-over-year. The enlargement pushed language help from 9 to 17, extending the service’s attain throughout world markets.
Nexo Personal targets purchasers with portfolios of $100,000 or extra. The platform pairs relationship managers with particular person purchasers and presents precedence entry, personalised onboarding, and customized borrowing phrases.
The expansion displays a broader shift amongst rich buyers. Current information signifies as much as 74% of high-net-worth people and household places of work are already invested in crypto or actively evaluating allocations. That determine has climbed alongside the post-exchange-traded fund (ETF) atmosphere, which pulled in over $30 billion in inflows throughout its first 12 months.
Elevated borrowing prices in conventional finance are additionally reshaping how personal buyers handle liquidity. Somewhat than promoting appreciating holdings, purchasers are more and more turning to crypto-backed credit score strains to entry money. Nexo Personal positions its credit score merchandise instantly inside that demand.
The platform’s flagship providing is its Zero-interest Credit score (ZiC) technique, which permits eligible purchasers to borrow as much as $100 million at zero curiosity, secured by bitcoin or ether. The product was named “Shopper Lending Product of the 12 months” on the 2026 FinTech Breakthrough Awards.
Past ZiC, Nexo Personal presents customized credit score strains with as much as 65% loan-to-value ratios throughout a collateral base of greater than 40 digital belongings. Shoppers even have entry to over-the-counter buying and selling with deep liquidity and minimal slippage.
Octavian Dinca, Nexo’s Head of Personal Consumer Providers, stated purchasers are transferring previous easy publicity and towards extra structured methods. “Merchandise like our Zero-interest Credit score give purchasers each the flexibleness and the liquidity entry they should make their holdings work more durable with out giving them up,” Dinca stated.
As a part of the enlargement, Nexo launched in-app personal chat, giving eligible purchasers a direct, safe line to their relationship supervisor with out leaving the platform. The function runs inside Nexo’s current safety infrastructure, which features a real-time Anti-Rip-off Engine and SOC-certified controls.
Portfolio instruments have been expanded as effectively. Shoppers now have entry to collateral optimization mechanisms and publicity enlargement instruments designed for high- quantity, actively managed positions. Nexo Personal additionally contains entry to curated shopper experiences — sporting occasions, business gatherings, and personal engagements — every dealt with by the shopper’s devoted relationship supervisor.
The platform has operated since 2018 and at the moment serves purchasers throughout 199 jurisdictions. Nexo stories it has processed greater than $400 billion in transactions.
FAQ 🔎
- What’s Nexo Personal? Nexo Personal is a high-touch digital asset wealth service for purchasers with portfolios of $100,000 or extra, providing devoted relationship managers, customized credit score strains, and OTC buying and selling.
- How briskly has Nexo Personal grown? Nexo Personal’s shopper base grew 136% for the reason that begin of 2025, greater than doubling from the prior 12 months.
- What’s Nexo’s Zero-interest Credit score technique? It permits eligible purchasers to borrow as much as $100 million at zero curiosity, secured by bitcoin or ether, and was named Shopper Lending Product of the 12 months on the 2026 FinTech Breakthrough Awards.
- Who’s Nexo Personal designed for? The service targets high-net-worth people and household places of work globally, with portfolios beginning at $100,000 and entry throughout 199 jurisdictions.
