Enterprise-to-business (B2B) stablecoin funds ballooned over 730% year-over-year in 2025, in line with a brand new report by Artemis and Stablecon.
Month-to-month stablecoin quantity in billions USD throughout nations. Supply: Artemis
For cross-border funds, the USA acquired the most important stablecoin flows into the nation, with practically $127 billion month-to-month. China emerged because the second-largest nation for receiving stablecoin funds from worldwide senders, processing practically $71 billion per thirty days on common, adopted by Hong Kong with virtually $51 billion.
Stablecoin funds by sort. Supply: Artemis
The report estimates that whole annual stablecoin funds soared to $390 billion, greater than double 2024 ranges, with B2B transactions accounting for roughly 60% of the entire.
Although they signify a comparatively small slice of stablecoin fee sorts, card-linked stablecoin transactions noticed huge development final yr as effectively, surging 840% year-over-year.
Talking with The Defiant, Andrew Van Aken, information scientist at Artemis, clarified that, opposite to common perception, the highest nations for stablecoin utilization are typically these with the best fee volumes, and developed economies are additionally more and more adopting new fee strategies.
“I believe an important angle is that the highest stablecoin nations are typically the nations with the best fee volumes. Whereas the narrative is usually that stablecoins are utilized in rising nations, developed nations are additionally searching for new and revolutionary fee strategies,” Van Aken mentioned.
Van Aken additionally specified that on the B2B aspect, adoption is concentrated amongst small and medium-sized companies — from windmills to scarf makers to auto half corporations — searching for to lower fee occasions.
“We won’t explicitly make clear specifics, nevertheless it tends to be a whole lot of small to medium-sized companies, typically tech ahead companies that wish to lower fee occasions,” he added.
Because the report itself additionally notes, the rise in stablecoin use could also be linked to their means to hurry up cross-border funds and scale back the additional steps of conventional banking.
