Bilt mortgage rewards now permit owners to truly earn factors on mortgage funds, and that is by a groundbreaking partnership between Bilt Rewards and United Wholesale Mortgage. The UWM Bilt partnership was introduced on October 14, 2025, and it permits mortgage holders to earn factors on what’s sometimes their largest month-to-month expense. This program works by the Bilt Card 2.0, and it represents a big shift in how rewards card advantages are being supplied proper now.
How Bilt Mortgage Rewards Make Homeownership Extra Rewarding
The UWM Bilt Partnership Delivers New Advantages
The collaboration between UWM and Bilt Rewards creates a chance for owners to earn factors on their home funds, which is one thing that hasn’t actually been obtainable earlier than. On the time of writing, this represents one of many first occasions that such a big housing expense may generate rewards.
Mat Ishbia, CEO of UWM, had this to say:
“We’re excited to accomplice with Bilt Rewards to supply our purchasers an unique alternative to earn factors on their mortgage funds. This partnership displays our dedication to innovation and offering added worth to owners throughout the nation.”
Ankur Jain, Founder and CEO of Bilt Rewards, said:
“Homeownership is the most important month-to-month expense for many Individuals, and till now, it’s been an expense that offered no rewards. By means of our partnership with UWM, we’re altering that dynamic and making each mortgage fee extra useful.”
How the Bilt Card 2.0 Permits Bilt Mortgage Rewards
The Bilt Card 2.0 serves as the principle instrument for incomes Bilt rewards on housing bills, together with different purchases. Householders can hyperlink their UWM mortgages to earn factors on mortgage funds, they usually may use the mortgage rewards card for on a regular basis spending too.
This system additionally permits factors to be redeemed for issues like journey, health memberships, and even future down funds. The UWM Bilt partnership makes mortgage funds rewarding by a system that tracks and awards factors routinely.
Eligible UWM debtors are actually reworking their month-to-month housing prices into useful, multi-use rewards by this program.




