Ripple’s inner code has resurfaced in public dialogue after researcher “SMQKE” revealed new findings linking XRP to the ISO 20022 normal. The XRP group was fast to grab on the screenshots as supposed proof of Ripple’s ongoing adaptation to international interbank protocols.
SMQKE posted a screenshot from the RippleNet codebase, wherein the “Exterior Clearing System” area references the “ISO 20022 Exterior Clearing System Identification Code Checklist.” That is cited as proof that Ripple’s structure is designed to assist ISO 20022 message codecs. XRP proponents argue that this alignment means future technical and regulatory compatibility with international interbank protocols.
In an earlier assertion, Marcus Treacher, former international head of strategic accounts at Ripple, confirmed that RippleNet was designed with interoperability and monetary messaging in thoughts. Treacher emphasised that Ripple’s aim has at all times been to cut back friction in cross-border funds, and the ISO 20022 format offers the required framework to attain this.
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